Financial Assistance

You may be able to use funds from a flexible spending account (FSA), health savings account (HSA) or a health reimbursement rearrangement (HRA) if:
 

• A medical professional recommends addressing radon, lead or mold in your home because radon in your it is causing a medical condition.
• A Letter of Medical Necessity (LMN) is provided.
   

The Burlington Lead Program provides forgivable loans and grants for households in Burlington and Winooski to fix lead problems. If you have lead in your home, the program can also help you with radon or mold problems while they are fixing it. To be eligible, you must:

• Live at a property built before 1978.
• Have a gross household income less than 80% of your area’s median income.
• Have at least one bedroom.
• Have a child under age 6 (for owner-occupied homes).
• Enroll with the Burlington Lead Program to reduce lead hazards. Apply online.
   

For more information, email [email protected] or call 802-865-LEAD (5323).
 

The On-Site Loan Program is available to certain Vermont residents for the repair or replacement of failed water supply and on-site wastewater systems. To be eligible for the program you must:

• Have a “failed” drinking water supply.
• Live in your home year-round.
• Make less than 200% of Vermont’s median household income.

The On-Site Loan Program is funded and administered by the Agency of Natural Resources, Department of Environmental Conservation with loan underwriting and servicing provided by the Opportunities Credit Union in Winooski. Call the On-Site Loan Program at 802-461-6051 or visit the Department of Conservation website for more information.

The Agency of Natural Resources (ANR) received funding from the American Rescue Plan Act (ARPA) to provide safe and reliable drinking water sources and wastewater disposal systems for Vermonters. This program has been opened on a rolling basis to provide financial assistance to residential property owners, including owner-occupied multi-family properties with up to four units for the repair or replacement of failing or inadequate on-site water and/or wastewater systems. Check to see if this program is currently accepting applicants and sign up for their mailing list for updates.

The Southeast Rural Community Assistance Project (SERCAP) has partnered with RCAP Solutions (North Eastern Rural Community Assistance Partnership) to provide low-interest loans to construct, refurbish or replace individual water well systems and septic systems for eligible homeowners. Here are the requirements:
 

• Your residence must be in an eligible rural area, town, or community (defined as geographic area with 50,000 residents or less) in the RCAP Solutions service area of: Maine, New Hampshire, Vermont, Massachusetts, Connecticut, Pennsylvania, Rhode Island, New York, New Jersey, Puerto Rico and the U.S. Virgin Islands.
• You must own (or provide recorded Lifetime Rights) and occupy the home being improved.
• Your household limit is under the state median income limit.
• New home construction and community water systems are not eligible. 
   

Learn more and fill out a loan application online. Contact SERCAP by phone at 540-345-1184 ext. 159 or email [email protected] for more information.